Money can be tight in December, and the financial decisions made during this season have a great influence on the year to come. Wyoming residents have the chance to sign up for health insurance through the Federal Health Insurance Marketplace, where they can search for coverage, revise existing plans, and possibly find savings, but they must act soon as the annual enrollment window is closing fast.
Less than a month remains before the January 15, 2022, signup deadline. Enroll Wyoming’s Navigators are available throughout Wyoming to guide consumers through the process. If people don’t finalize their Marketplace paperwork by the deadline, they won’t have another chance until next November unless they experience a major life-changing event like a marriage, divorce, birth, new job or unemployment. Now is the time to review insurance options and Enroll Wyoming Navigators offer free and knowledgeable assistance.
What does Enroll Wyoming do?
Enroll Wyoming is a grant-funded, nonprofit organization tasked with helping individuals and families find affordable, quality health coverage that works for their individual situations and its services are offered at no cost.
Navigators regularly handle inquiries from people in a variety of financial situations. They walk consumers through questions regarding their income and needs before presenting the available solutions, and individuals then make choices that best meet their personal needs.
Navigator Dasa Robertson said the information discussed remains confidential and the one-on-one assistance allows for options to be explored in a fair and impartial manner.
“When consumers have help filling out the application from a trusted navigator it makes the process smooth and less intimidating,” she said.
While Navigators are familiar with health insurance options and the Health Insurance Marketplace, they do not have the same sales pressures as insurance agents.
“Enroll Wyoming Navigators do not make commissions or have sales goals,” Project Director Jason Mincer said. “We are paid through a grant and our sole purpose is to help individuals find the best health care and health insurance solutions for their individual situations.”
The passage of the Affordable Care Act created health insurance marketplaces in each state for consumers to compare and contrast plans. People can search on their own at www.healthcare.gov. Marketplace insurance plans have several benefits, such as these being the same plans insurance companies offer consumers in the private market, and most people will qualify for government subsidies, making these plans much more affordable than any other options.
In other words, these are quality insurance plans, and because of subsidies, this is the cheapest place they are offered. Wyoming’s health insurance marketplace offers insurance plans from two companies — Blue Cross Blue Shield (BCBS) and Mountain Health Co-op (MHC).
“We understand the process can seem daunting,” Navigator Angela Thatcher said. “However, the
Navigators with Enroll Wyoming trained to make it simpler for our clients. We can help people not only find insurance plans but also ways to make paying for those plans easier. … We are here to help you get the coverage you need.”
More than 20,000 Wyoming residents have signed up for coverage though the health insurance
marketplace, according to the U.S. Department of Health & Human Services.
The easiest way to set up an appointment is to call 211 (simply dial 2-1-1 and hit “SEND” on a cellphone) and ask for a health insurance Navigator. Usually consumers get to speak to Navigators right away. In- person, phone and Zoom consultations are available.
In Sweetwater, Carbon, Uinta, Lincoln, Sublette, and Teton counties, consumers can directly contact Navigator Angela Thatcher at email@example.com or 307-352-9109.